Travel insurance for Schengen visa in 5 easy steps (Updated 2018 )

Schengen travel insurance is one of the items on the checklist for anyone applying for Schengen visa. As per Schengen visa requirements,

A one-page document stating that the applicant is covered by a Schengen Travel Medical Insurance, i.e. minimum medical coverage of the equivalent of at least €30.000 for all medical expenses, including repatriation dead or alive, occurring in any Schengen country.

So you would need to get a travel insurance for your Schengen visa which, along with the insurance copy, should give you a one page confirmation letter, usually called as Schengen visa insurance letter

Schengen visa insurance letter

The above letter needs to be submitted as part of your Schengen visa documents . As you can see above, this insurance covers you for €45,000 that is above the required minimum for Schengen visa application and must be 0 deductible .

If you do not know what is a 0 deductible Schengen insurance, then we have explained it in our FAQ section at the end of this article

Buying Travel insurance for Schengen visa in 5 simple steps

If you follow the steps mentioned below you would get an insurance which covers all the requirements of Schengen visa such as :

  • €30,000 insurance cover (Our suggested insurance provides € 45,000)
  • 0 deductible insurance
  • 1 page insurance letter
  • Covers repatriation & evacuation charges

Step 1 : Go to visitorscoverage

Step 2: Select “international excluding USA” and fill in the dates and age of the traveller

schengen visa travel insurance


Step 3: Set the coverage limit to “upto $50,000” for Schengen visa

Step 4 : Set the insurance deductible to $ 0. For Schengen visa, You need to have 0 deductible when applying for Schengen visa

schengen visa 0 deductible

Step 5 : Always select insurance from “Trawick international” . This insurance send visa issuance letter that you need to attach with your Schengen visa application.

That is it, Once you click on buy now, you will be asked to submit details such as your name, passport details, home country, nominee etc .

What to do after buying Schengen visa insurance ?

Once you complete payment, you will get your insurance document along with Issuance Letter to your email in 5 minutes. Attach this document to the list of documents you need to submit to the embassy. you will also need to submit flight & hotel bookings as part of the documents. You can get temporary flight & hotel bookings for your Schengen visa by clicking the below image.

FAQ –  Schengen visa Insurance edition

What is the deductible component in Schengen insurance ? Why should the deductible component be $0 for complying with Schengen visa requirements?

A policy deductible is the dollar amount of covered expenses that a client will be responsible for paying in the event of a claim. For any insured claim, covered expenses are first applied to the extra-provincial health care benefits as provided for by the client’s provincial health insurance plan.

What this means is that you will need to provide an amount from your pocket before you claim your insurance. When getting a travel insurance for Schengen visa, you need an insurance with $0 deductible. Although some of the consulates would consider insurance which is not $0 deductible, it is best that you get one without a deductible.

What are the requirements for Schengen visa travel insurance ?

  • €30,000 insurance cover (Our suggested insurance provides € 45,000)
  • 0 deductible insurance
  • 1 page insurance letter
  • Covers repatriation & evacuation charges

How to get Cheap travel insurance for Schengen visa ?

Insurance prices are regulated by law. That means the insurance cost cannot change from one insurance website to another like flight or hotel charges. So you will find the insurance cost the same if you even decide to look for it. But if you buy from our website, we will get a commission and help us in maintaining a high standard of website.

Can you provide us with Schengen visa Travel insurance ?

If you are uncomfortable in buying the insurance online, we can of course buy it for you and make sure that you get the right insurance for your plans. But be noted that we will add a markup of $15 per purchase of insurance since we need to spend our time on it.

Can I cancel my insurance if my trip gets cancelled ?

Yes !! If your trip is cancelled, send an email to trawick and you will get your insurance cost refunded to you.

Can I get a refund if I do not want to use this insurance ?

Yes !! you can drop an email to trawick international and get the whole insurance cost refunded to you. But please note that you can cancel insurance before the policy becomes active.

What is flight itinerary? Is it accepted by the Schengen consulate ?

Of course, in fact all the embassies mention the same. We have added links to the official visa pages which you can verify.

France Consulate

Your travel itinerary : you MUST BOOK your airline ticket but do not purchase until the visa has been approved.

Spain consulate

We recommend that you do not purchase travel tickets until your visa has been approved. On the other hand, you may provide us with a reservation, a planned itinerary or an online printout of a roundtrip ticket.

Netherland consulate

Travel reservation to and from schengen area, not a ticket. Note: Make travel reservation which you can cancel

Germany consulate

Flight (roundtrip)/travel reservations and full itinerary (if several Schengen States will be visited or if the trip covers several Schengen States and non-Schengen countries) with the name of passenger and one copy

Italy consulate

Round trip ticket/reservation, originating in this jurisdiction to Europe (and ultimately to Italy) and back, including internal entry and exit points of travel i.e. EURORAIL tickets, car rental, internal flights. The names on reservations have to reflect the names on passports.

We can provide you with flight itineraries which is accepted by not only for Schengen visa but for all visas. We have customers using the same flight itinerary for Malaysia visa, Singapore visa, India visa, UK visa etc.

In fact the European union visa requirements for visa states the same.

As per the official document,

Round trip reservation or itinerary with dates and flight numbers specifying entry and exit from Schengen state.Schengen authorities accept the itinerary when applying for the visa but request the original air ticket when visa is collected.

That is why we have 100% visa acceptance rate although some of our customer have been requested to provide “additional documents”,none of their visa has been rejected for providing fake documents. With 80% of our customers being return customers or companies which process visas for their employees/clients, our approach is the best approach if you want to ensure the safety of your visa.

This is our orders screen for this month. Most of the orders have been placed by repeat customers.

travelvisabooking orders

The best part about our service is along with getting a flight reservation without payment, you can also get confirmed hotel bookings, personal cover letter, leave/no objection letter for your visa consulates.

Want temporary flight, hotel or insurance for your Schengen visa appointment ?

Click here for Flight Booking Only plan
Click here for Hotel Booking Only plan
Click here for Flight + Hotel Booking Only
Click here for Flight,hotel & Insurance

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