Travel Insurance for Schengen Visa in 5 Easy Steps (Updated 2019 )

Schengen travel insurance is one of the items on the checklist for anyone applying for a Schengen visa. As per Schengen visa requirements,

A one-page document stating that the applicant is covered by a Schengen Travel Medical Insurance, i.e. minimum medical coverage of the equivalent of at least €30.000 for all medical expenses, including repatriation dead or alive, occurring in any Schengen country.

We are happy to announce that we are now writing a free cover letter for Schengen visa application for all our customers in association with visitorscoverage, the cheapest and most reliable Schengen visa insurance provider Starting from just 1 EUR/day.

To see a sample of our cover letter and how to get yours, visit the below link.

So you would need to get travel insurance for your Schengen visa which, along with the insurance copy, should give you a one-page confirmation letter, usually called a Schengen visa insurance letter

Schengen visa insurance letter

The above letter needs to be submitted as part of your Schengen visa documents. As you can see above, this insurance covers you for €45,000 that is above the required minimum for a Schengen visa application and must be 0 deductible.

If you do not know what is a 0 deductible Schengen insurance, then we have explained it in our FAQ section at the end of this article

Buying Travel Insurance for Schengen visa in 5 simple steps

If you follow the steps mentioned below you would get an insurance which covers all the requirements of Schengen visa such as :

  • €30,000 insurance cover (Our suggested insurance provides € 45,000)
  • 0 deductible insurance
  • 1-page insurance letter
  • Covers repatriation & evacuation charges

Step 1: Enter your travel details in the below Insurance widget

Step 2: You will be taken to the insurance website. We suggest purchasing Patriot international insurance since they provide an excellent visa cover letter which is mandatory for a Schengen visa.

  Travel insurance on patriot  

Step 3: Click on a purchase, you will be taken to the next screen

Here you will get an error asking you to choose the primary destination. Nothing to worry, you can scroll down and enter the primary destination. Scroll down and enter the primary destination. Your primary destination country will be the Schengen country in which you will be spending the maximum number of days or landing first.

Step 4: Complete the insurance form by entering your details such as passport number, email and other info

Step 5: That is it! You will receive an email from IMG with the visa issuance certificate. Sample of Visa issuance letter below

In the same email, scroll below to find the visa letter download option. Download it and attach with your visa documents to submit it to the embassy.

FAQ -  Schengen visa Insurance edition

What is the deductible component in Schengen insurance? Why should the deductible component be $0 for complying with Schengen visa requirements?

A policy deductible is the dollar amount of covered expenses that a client will be responsible for paying in the event of a claim. For any insured claim, covered expenses are first applied to the extra-provincial health care benefits as provided for by the client's provincial health insurance plan.
What this means is that you will need to provide an amount from your pocket before you claim your insurance. When getting travel insurance for a Schengen visa, you need insurance with $0 deductible. Although some of the consulates would consider insurance which is not $0 deductible, it is best that you get one without a deductible.

What are the requirements for Schengen visa travel insurance?

  • €30,000 insurance cover (Our suggested insurance provides € 45,000)
  • 0 deductible insurance
  • 1-page insurance letter
  • Covers repatriation & evacuation charges

How to get cheap travel insurance for a Schengen visa?

Insurance prices are regulated by law. That means the insurance cost cannot change from one insurance website to another like flight or hotel charges. So you will find the insurance cost the same if you even decide to look for it. But if you buy from our website, we will get a commission and help us in maintaining a high standard of a website.

Can you provide us with Schengen visa Travel Insurance?

If you are uncomfortable in buying the insurance online, we can of course, buy it for you and make sure that you get the right insurance for your plans. But be noted that we will add a markup of $10 per purchase of insurance since we need to spend our time on it.

Can I cancel my insurance if my trip gets cancelled?

Yes !! If your trip is cancelled, send an email to track and you will get your insurance cost refunded to you.

Can I get a refund if I do not want to use this insurance?

Yes !! you can drop an email to track international and get the whole insurance cost refunded to you. But please note that you can cancel insurance before the policy becomes active.

What is a flight itinerary? Is it accepted by the Schengen consulate?

Of course, in fact all the embassies mention the same. We have added links to the official visa pages which you can verify. France Consulate
Your travel itinerary : you MUST BOOK your airline ticket but do not purchase until the visa has been approved.
Spain consulate
We recommend that you do not purchase travel tickets until your visa has been approved. On the other hand, you may provide us with a reservation, a planned itinerary or an online printout of a roundtrip ticket.
Netherland consulate
Travel reservation to and from schengen area, not a ticket. Note: Make travel reservation which you can cancel
Germany consulate
Flight (roundtrip)/travel reservations and full itinerary (if several Schengen States will be visited or if the trip covers several Schengen States and non-Schengen countries) with the name of passenger and one copy
Italy consulate
Round trip ticket/reservation, originating in this jurisdiction to Europe (and ultimately to Italy) and back, including internal entry and exit points of travel i.e. EURORAIL tickets, car rental, internal flights. The names on reservations have to reflect the names on passports.
We can provide you with flight itineraries which is accepted by not only for Schengen visa but for all visas. We have customers using the same flight itinerary for Malaysia visa, Singapore visa, India visa, UK visa, etc. In fact, the European union visa requirements for visa states the same. As per the official document,
Round trip reservation or itinerary with dates and flight numbers specifying entry and exit from Schengen state.Schengen authorities accept the itinerary when applying for the visa but request the original air ticket when visa is collected.
That is why we have a 100% visa acceptance rate although some of our customers have been requested to provide “additional documents”, none of their visas has been rejected for providing fake documents. With 80% of our customers being return customers or companies that process visas for their employees/clients, our approach is the best approach if you want to ensure the safety of your visa. This is our orders screen for this month. Most of the orders have been placed by repeat customers. travelvisabooking orders The best part about our service is along with getting a flight reservation without payment, you can also get confirmed hotel bookings, personal cover letter, leave/no objection letter for your visa consulates.

Get Flight, hotel & travel insurance @ just $60.60 !!

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